A man with thinning white hair and black-framed glasses sits at a desk while working on a laptop.

LEXINGTON, Ky. — William asks: “Why won’t the IRS allow you to claim the Earned Income Tax Credit once you turn 65 years old?

The Earned Income Tax Credit was first enacted in 1975 as a small, temporary provision. It has since become what the AARP describes as “the largest need-tested antipoverty program that provides cash benefits.”

The amount a taxpayer receives depends on their income and how many children they have. People without children can still claim the credit, depending on how much they earn, as long as they are between the ages of 25 and 64.

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